Oh yeah, it's a slow process but it eventually builds up.

I've invested in a few dividend stocks, such as JEPI, JEPQ, and SCHD.

The problem with dividends is that you need at least $100,000 or $200,000 to start really noticing the earnings and they don't earn as much over the long term.

I've switched more to growth mutual funds now and it's easier to make more money. However, I do plan on selling the growth and switching back to dividends once I get closer to retirement and just live off them.